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Smart Financing

Financing Options
You have two fairly common options: 1) applying for a home equity line of credit or loan; 2) refinancing your home with a cash out option.

Bank Equity Program
The equity in your home can become a bank for financing home improvement, college, and even paying off your mortgage. You become the bank.

Getting Qualified
Four items needed to qualify for financing. a) a home appraisal; b) your credit rating and score; c) your debt ratio; d) your employment.

Calculators
Use these simple calculator to estimate monthly payment, loan amounts, compare two loans, ratio analysis, and much more.

Check Your Credit
You will need a high credit score to get the best financing rates and terms. Check your score before making an application for financing.

View/Negotiate Rates
With he fundamentals in place - meaning a good appraisal, high credit score, and low deb ratios, you are in position to negotitate best rates.

Apply Now!
Submit your application via our network of national lenders and mortgage brokers. Get up to 4 quotes. Compare these quotes with local lenders for best overall deal.