Step 4: Use Methods to Maximize Benefits
maximize benefits
Use a Credit Card to Pay Living Expenses
To receive the maximum benefits of your BLOC, use a credit card to pay for all living expenses:
-
benefits:
- get a 25-day grace period of no interest
- enjoy ease of use
- earn benefits and rebate awards
- insure protection against lost and stolen cards
-
use your card to:
- buy groceries,
- gas and other transportation services
- utility services
- insurance
- supplies
- entertainment
- all other living and needed expenses
maximize benefits
Payoff Each Month
When your credit card payment comes due, use your BLOC to payoff your credit card.
That gives you 25 days of FREE money — which means the average daily balance on your BLOC account will remain low for minimum interest charged — this allows you to use the bank's money.
Find Your Card:
1: If you can budget and control your spending, use a reward credit card to build award points:
download our article on maximizing credit card use for reward gain
2: if you are unable to control spending because of the ease of credit cards, consider using pre-paid cards to manage spending:
view information on how pre-paid credit cards can control spending
