Steps 6 through 10
How to Setup and Work BLOC
step6: bank equity program
Lower Monthly Bills
You can build more discretionary income by lowering your current bills. Use our tips below for suggestions:
(links to our money management center at SayEducate.com)
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Lower Your Monthly Housing Costs mortgage refinancing - rent - taxes - utilities - home repairs, cooling |
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Lower
Your Transportation Costs auto loan refinancing - auto insurance - fuel costs - repairs - transportation use |
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Lower
Your Family Care Costs insurance needs - medical visits - vet expenses - medications - care facilities |
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Lower
Your Family Living Costs food shopping - general groceries - clothing costs - baby care / feeding costs |
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Lower
Your Recreation - Entertainment
Costs cutting recreation costs - dining in - personal movie house - vacation costs |
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Manage
Your Debt Obligations credit card payments - student loans - personal loans - charitable donations |
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Manage
and Grow Your Income career plans - back to school plans - small business opportunities |
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Setting
Up a Savings Plan personal savings - college savings - saving for a home - retirement savings |
Next Topic: Increase Income
step7: increase your income
Increase Income by Building Up Your Career
Building your career is one of the surest ways to increase income.
Finding the right-paying career that fits your life-style may require a change of jobs, further education, and most importantly, networking with individuals in the field.
Important Note:
don't assume that high-paying careers will bring
you a better life style. Some career opportunities
that pay well may not fit your overall
career satisfaction.
It is important that you complete a personal assessment to assess your career appitude.
Getting yourself in the right career is more important than pursuing a career solely based on income and advancement.
As you know, the demand for certain careers change over time. Finding a career that matches your skills set will require an economic assessment, company search, resume preparation, interview, and career networking.
Increase Income by Furthering Your Education
Higher education means higher salaries and benefits. Additionally, continued developmen in technology and skills means more marketable career opportunities that translate into higher salaries and benefits.
Whether you are a high school student going to college the first time, the graduate looking for a professional degree, or a career professional that needs to enhance their skills, there are varied education opportunties for:
| everything you need to plan college - grad school - continuing education | |
| view our affiliated site at offtocollege.com | |
Increase Income By Buying a Small Business
There are approximately 1-in-5 small businesses that change ownership each year.
Many of these businesses are profitable and ready for new expansion ideas. With a percentage down investment, you can find yourself owning and managing an income opportunity.
Your challenge is finding the right business opportunity that fits your needs and financial objectives. Your best search is contacting a business broker who is a member of the nation's largest Business Brokerage Network.
| You will find valuable information about the business buying process and a list of business management topics | |
| view our affiliated site at cfone.com | |
Increase Income by Starting a Home Business
Why start a home business? Job security is one reason. According to the American Banking Association,
"The large majority of American are 3 to 4 months away from bankruptcy. Many are 30 days away."
Question for you: if you lost your job, what source of income would you turn to?
| find what you need to setup your home business | |
| view our photo remodeling center for home office setup | |
step8: bank equity program
Making Smart Decisions
Certain events in your life will require smart thinking. We have guides that can help you make smart decisions related to going to college, making home improvements, managing debts, and more:
step9: bank equity program
Build a Better You
Achieving Success
Now that you are on the road to payoff your debts and become more financially independent,
start building a stronger you:
- plan for success
- discipline for success
- execute success
| Complete guide on discipline and character building. Has illustrations on the building blocks of success. | |
| view building success module | |
step10: bank equity program
View Final Note
You will need to setup your BLOC to function as your money manager account.
Steps:
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download our BLOC shopping sheet |
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link to our center to shop your BLOC among multiple lenders |
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print our 10-step success plan for future reference |
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design a budgeting plan that will maximize benefits and avoid getting into unnecessary spend |
one more stop:
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review how your BLOC can be used to payoff your mortgage |
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